⚠️ CFD/Forex trading carries high risk. 70-90% of retail investors lose money trading CFDs. Learn More

Learn More

Important Risk Information

CFD/Forex trading carries a high level of risk. 70–90% of retail investor accounts lose money when trading CFDs. Consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Unlock Your Manufacturing Business Growth with Smart Factoring Solutions

Turn your invoices into cash flow. Trusted by 500+ US manufacturers from California to New York.

Licensed & Regulated
Fast Funding Available
US-Based Support

Invoices Funded Today

$2.4 Million

Manufacturing business growth
Invoice Amount$50,000
→ Up to 90% advance, typically within 24-48 hours*

Why Choose Modulat Factor?

We combine manufacturing expertise with innovative financial solutions to keep your production lines moving.

Fast Funding

Fast Funding

Get cash in 24-48 hours

No lengthy approval process

Flexible Terms

Flexible Terms

Scale with your business

No hidden fees

Manufacturing Focus

Manufacturing Focus

Industry-specific solutions

Understand your unique needs

Statistics background

Trusted by Manufacturers Nationwide

Real numbers from real businesses we've helped grow

* Results may vary. Past performance does not guarantee future results.

500M+

Funded Annually

500+

Manufacturing Clients

24

Hour Average Funding Time

98%

Client Satisfaction

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Simple, Fast Process

From application to funding in as little as 24 hours. No lengthy paperwork, no waiting weeks for approval.

Submit Application
Step 1

Submit Application

30 minutes

Fill out our simple online application form with basic business information and invoice details.

Quick Approval
Step 2

Quick Approval

1-2 hours

Our team reviews your application and performs a credit check on your customer, not you.

Receive Funds
Step 3

Receive Funds

24-48 hours

Get 80-95% of your invoice value transferred directly to your bank account.

Customer Pays
Step 4

Customer Pays

When due

Your customer pays the factor directly. You receive the remaining balance minus our fee.

How Factoring Works

A simple, transparent process designed to get you funded quickly

Submit Invoice
Step 1

Submit Invoice

Upload your B2B invoice through our secure portal

Simply upload your invoice and customer information. Our system processes it instantly.

Get Approved
Step 2

Get Approved

Quick credit check on your customer

We verify your customer's creditworthiness, not yours. Approval typically takes 1-2 hours.

Receive Funds
Step 3

Receive Funds

Get 80-95% advance within 24 hours

Funds are transferred directly to your account. No waiting weeks for payment.

Customer Pays
Step 4

Customer Pays

Receive remaining balance minus fees

When your customer pays, you receive the remaining balance. Transparent fee structure.

Industries We Serve

Specialized factoring and financing solutions tailored to your manufacturing sector

View All Industries
Aerospace Components

Aerospace Components

Customized financing solutions for your industry

Automotive Parts

Automotive Parts

Customized financing solutions for your industry

Electronics Manufacturing

Electronics Manufacturing

Customized financing solutions for your industry

Food Processing

Food Processing

Customized financing solutions for your industry

Textile & Apparel

Textile & Apparel

Customized financing solutions for your industry

Industrial Equipment

Industrial Equipment

Customized financing solutions for your industry

Factoring Calculator

Get an estimated calculation of your factoring costs and advance amount

Enter Your Details

Your Estimate

Advance Rate

95%

Advance Amount

$47,500

Factoring Fee

$750

Net Amount

$46,750

Cost Breakdown

  • Advance Amount
  • Factoring Fee
  • Reserve
Advance Amount: 94% Factoring Fee: 1% Reserve: 5%
Effective Annual Rate (APR)18.3%
Schedule Consultation

* Estimates only. Actual rates, advance amounts, and funding times may vary based on final credit assessment, invoice verification, and other factors. Not a guarantee of approval or terms.

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What Our Clients Say

Real testimonials from manufacturing businesses we've helped succeed

* Individual results may vary. Past performance does not guarantee future results.

Michael Chen
"Modulat Factor transformed our cash flow. We went from waiting 60 days for payment to receiving funds in 24 hours. This allowed us to take on larger contracts and grow our revenue by 40% in just one year."

Michael Chen

CEO

ABC Manufacturing, Detroit, MI

Understanding CFD & CSFP in Manufacturing Finance

Comprehensive education on Contract for Difference (CFD) and Cash-Secured Financing Programs (CSFP)

Important Risk Information

CFD/Forex trading carries a high level of risk. 70–90% of retail investor accounts lose money when trading CFDs. Consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

CFD Trading

CFD (Contract for Difference)

What is CFD in Manufacturing?

A Contract for Difference (CFD) is a financial derivative that allows manufacturers to hedge against commodity price fluctuations without owning the underlying asset. This is particularly valuable for managing costs of raw materials like steel, aluminum, or energy.

Commodity Price Hedging

Manufacturers can use CFDs to lock in prices for commodities they need, protecting against price volatility that could impact profit margins.

Case Study Example

A California manufacturer hedged steel costs using CFDs, saving $150,000 over 6 months during a period of high price volatility.

Risk Management Strategies

  • Position sizing to limit exposure
  • Stop-loss orders to cap potential losses
  • Diversification across multiple commodities

High Risk Warning

70-90% of retail investors lose money trading CFDs. CFDs are complex instruments with high risk due to leverage. Only trade if you fully understand the risks.

Read Complete CFD Guide
CSFP Financing

CSFP (Cash-Secured Financing Program)

What is CSFP?

A Cash-Secured Financing Program (CSFP) is a financing structure where cash collateral secures the loan, typically requiring 100-120% of the loan amount. This structure often provides lower interest rates and greater flexibility than unsecured options.

Benefits for Manufacturers

  • Lower cost of capital compared to unsecured loans
  • Greater control over receivables management
  • Build business credit history
  • Preserve customer relationships

CSFP vs. Traditional Factoring

Collateral Required100-120% cash
Interest RatesTypically lower
FlexibilityHigh

Qualification Process

CSFP typically requires cash collateral equal to 100-120% of the loan amount, along with standard credit assessment. Approval can often be completed within 3-5 business days.

Read Complete CSFP Guide

Latest Insights & Resources

Stay informed with our latest articles on manufacturing finance, factoring strategies, and industry trends

View All Articles
5 Signs Your Manufacturing Business Needs Factoring
Factoring Basics

5 Signs Your Manufacturing Business Needs Factoring

Learn to identify when invoice factoring can solve your cash flow challenges.

Jan 15
5 min read
Read More
CFD Strategies for Small Manufacturers
CFD Education

CFD Strategies for Small Manufacturers

Practical hedging strategies for small to mid-size manufacturing businesses.

Jan 10
8 min read
Read More
CSFP vs Traditional Bank Loans
CSFP Insights

CSFP vs Traditional Bank Loans

Understand when cash-secured financing makes more sense than traditional loans.

Jan 5
6 min read
Read More

Important Risk Information

CFD/Forex trading carries a high level of risk. 70–90% of retail investor accounts lose money when trading CFDs. Consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Important Disclosures: All financial products and services are subject to credit approval and other factors. Terms, rates, and funding times may vary. Not all applicants will qualify. Past performance does not guarantee future results. Individual results may vary. This website provides educational information only and does not constitute financial, investment, or legal advice. Always consult with qualified professionals before making financial decisions.